0% Financing On Materials Available
New Fence.
Trusted Installer.
Zero Money Out of Pocket.
We supply pro-grade materials at contractor pricing and connect you with installers we actually trust.
Get 3 Vetted Fence Contractors + Style Guide, Price Ranges, and 60 Second Financing
Instant Fence Planner Kit: Styles, installation price ranges, permit checklist, and financing guide.
No calls, No pressure.
We Know What You're Thinking...
- How much is this going to cost me?
- How do I know I'm getting good quality materials?
- What if the contractor does a bad job?
- Can I even afford this right now?
Here’s how we make it simple…
Three Steps to Your New Fence
Choose Your Fence
Browse our pro grade vinyl, aluminum, or pressure treated options.
Most homeowners love our 6′ white vinyl privacy, 54″ pool code aluminum, or our exclusive MAXLife pressure treated panels.
Connect With a Trusted Contractor
We only refer contractors we know and trust.
They provide free estimates and handle the installation.
You get contractor pricing (same as Lowe’s – but better quality).
Finance It & Relax
0% interest for 12 months on materials.
Pay nothing until your fence is installed.
Just pay your contractor directly for labor when they’re done.
Meet MAXLife:
The Pressure Treated Fence That Lasts
The only pressure treated fence with heavy duty 2×4 rails and stainless steel nails.
Standard Pressure Treated
- 2x3 rails (weaker)
- Regular nails that rust
- Warps and sags faster
- Ugly rust stains within weeks
Standard Pressure Treated
- 2x4 rails (33% larger)
- Stainless steel nails (zero rust stains)
- Lasters longer, looks better
- Superior Durability
Fences We Carry
Vinyl
- Any style you want.
- Ready when you need it.
- Manufactured in USA
Aluminum
- Best pricing in the area
- Racks up steep hills
- 2604 powder coating
Pressure Treated
- Same price as Lowes & HD
- True 2x4 rails and stainless steel nails (no rust streaks)
- Stored inside for consistent color
Ordering from H&J is easy
We adapt to the way you order so you can focus on your business.
Order Your Way
Call, text, or email us. Use your old order forms from other suppliers. We don’t care. Whatever works for you.
Use Your Old Names
Call fences what you normally call them. We know what you mean and we match the spacing. No need to learn our names.
No New Process
Keep doing what you’re doing. We make it work on our end. You don’t change anything.
Book More Jobs With H&J
We finance the materials for your customers. No other supplier offers this.
Here’s How It Works:
You quote a customer $5,500 for a fence.
That’s about $3,500 in materials + $2,000 for your labor.
Problem: Customer doesn’t have $5,500…
Solution: We finance the materials. Customer only pays you the labor when you finish the job.
What’s easier? Sell a $5,500 job with a $2,750 deposit?
Result: Job you would have lost? Now it’s yours. Customer is happy. You get paid. Only at H&J
Tired of the same problems?
- Messed up orders...
- Damaged materials...
- Waiting for quotes...
- Missed deliveries...
We do things better.
- Orders double checked...
- Materials quality checked...
- Quotes in minutes...
- Consistent, on time orders...
Why Homeowners Love Our Financing Program
0% Interest for 12 Months
Unlike credit cards that charge 18-25% APR, you pay absolutely zero interest. Just a one time 4% processing fee.
Pay Only When You’re Happy
Materials are financed, but you pay your contractor directly after installation. If you’re not satisfied, you don’t pay until it’s fixed. Total peace of mind.
Get Approved in 3 Minutes
Our streamlined Synchrony application takes about 3 minutes. Instant approval decision. No waiting days to find out if you qualify.
No Credit Impact to Get Pre Approved
Checking your rate won’t affect your credit score. Only when you accept the loan does it report to credit bureaus—and on-time payments actually help your score.
Professional Grade Materials
H&J Fence Supply provides commercial-quality materials that last decades. We’re not some big-box store—we’re fence specialists trusted by contractors across New Jersey.
Trusted Contractor Network
Don’t have a contractor? We can connect you with licensed, insured professionals who’ve completed hundreds of projects. They know our materials inside and out.
Common Questions Answered
What exactly gets financed?
Only the fence materials from H&J Fence Supply are financed through Synchrony. You pay your contractor directly for labor after the installation is complete and you’re satisfied with the work.
Is it really 0% interest?
Yes! You pay zero interest charges. Synchrony charges us a 7% processing fee, but we pass along only 4% to you and absorb the rest. Over 12 months, you pay the material cost plus the one-time 4% fee. No hidden charges.
How long does approval take?
About 3 minutes to fill out the application, and you get an instant approval decision. You’ll know your credit limit right away.
Will this hurt my credit score?
Checking your rate creates a “soft pull” that doesn’t affect your credit. Only when you accept the financing does Synchrony do a “hard pull” that temporarily impacts your score by a few points. Making on-time payments actually helps your credit.
What credit score do I need?
Synchrony typically approves homeowners with credit scores of 640 or higher, but each application is reviewed individually. Even if you’ve had credit challenges, you might still qualify.
Can I pay it off early?
Absolutely! There are no prepayment penalties. Pay off your balance anytime without extra fees.
What if I’m not happy with my contractors work?
Since you pay the contractor separately (not through the loan), you have full control. Don’t pay until the work meets your standards. The materials are already covered by your financing.
Do I have to use a specific contractor?
No! You can hire any contractor you choose. If you need help finding one, we can recommend professionals who are familiar with our materials and have completed excellent work for other customers.
Get Your Contractor Pricing
Ready to get Your Fence Installed?
Join 100s of other New Jersey, Pennsylvania, and Delaware homeowners who've financed their dream fence at 0% interest.
Get approved in 3 minutes and start planning your project today.
- Instant approval decision
- No impact to credit score
- Pay $0 until install complete
See How It Works
Watch how you can get premium fence materials financed at 0% interest and pay your contractor only when the job is done and you're 100% happy
